How to Buy a House in Nairobi: A Step-by-Step Guide for 2026
The full process of buying a house or apartment in Nairobi in 2026 — budget, mortgage approval, title search on Ardhisasa, sale agreement, stamp duty and transfer.
Straight answers on buying property in Nairobi — written for first-time buyers, families, investors and Kenyans abroad.
The full process of buying a house or apartment in Nairobi in 2026 — budget, mortgage approval, title search on Ardhisasa, sale agreement, stamp duty and transfer.
Stamp duty, legal fees, valuation, mortgage costs and service charge explained — with a worked example for a KSh 10 million Nairobi apartment.
Where your KSh 10 million budget goes furthest in Nairobi — the best neighbourhoods for apartments and maisonettes under 10M, with 2026 price ranges.
How Kenyans abroad can buy a house in Nairobi safely — power of attorney, diaspora mortgages, video viewings, escrow through advocates and avoiding scams.
Run an official search on Ardhisasa, check the seller’s identity, confirm sectional titles for apartments and spot the red flags of property fraud in Nairobi.
How bank-repossessed and distress sales work in Kenya, where to find auctions, how much you can save, and the risks to check before you bid.
Comparing Lavington, Karen, Runda, Kileleshwa, Lang’ata, South C and Syokimau for families — space, schools, security, commute and 2026 prices.
Off-plan can save 10–20% in Nairobi — if the developer delivers. The nine checks to make before paying a deposit, from approvals to escrow.