Why buyers choose off-plan
Buying before or during construction is often 10–20% cheaper than buying the finished unit, and developers usually spread payments over the build. The risk is delay, changes to the specification, or — in the worst cases — a project that stalls.
The nine checks
- Track record — visit at least one completed project by the same developer and talk to residents.
- Approved plans — ask for the Nairobi City County building approval.
- NEMA licence for the project.
- NCA registration of the contractor and the project.
- Title search on the land, including any bank charge financing construction.
- Payment handling — ideally an escrow or advocates’ client account, with instalments tied to construction milestones.
- Completion date and penalties written into the agreement.
- Specification schedule — finishes, fittings and parking spelled out.
- Sectional title — confirm the developer will issue one under the Sectional Properties Act 2020.
Current off-plan samples
Browse off-plan homes on NyumbaHunt and message us to arrange a site visit.
Frequently asked questions
Is it safe to buy off-plan property in Kenya?
It can be, if you choose a developer with completed projects, verify approvals and the land title, and pay into a protected account in stages tied to construction progress.
How much deposit do off-plan apartments in Nairobi require?
Deposits commonly range from 10% to 30% of the price, with the balance paid in instalments during construction or on completion.
This guide is general information, not legal or financial advice. Fees, taxes and rules change — confirm current figures with a licensed advocate, your bank or KRA before you commit.
